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4 Easy Ways to Diversify Your Investments

Published By Jake Bleicher, Equity Analyst

The benefit diversified investments has for a portfolio is simple, in theory. It reduces the impact any individual investment has on the portfolio, and proper diversification can help mitigate losses during a market downturn. In practice however, portfolios can become a large hodgepodge of various assets rather than a methodical allocation. The key is to reduce the correlation between assets so that they generally perform independent of one another. Read more

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Chapter 1: Financial Planning

Published by David Janus

Hello, and welcome to Schlipman Wealth Advisors. This post is going to be the first post in a series we are producing. It is centered on one thing – Financial Planning -and the reasons we always create a plan for clients. Read more

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5 Reasons It’s Important to Set Financial Goals

Published by Rob Furlong, Portfolio Manager

The alarm sounded promptly at 1a.m. Shortly after some rustling and grumbling the tent zippers opened and we stepped out into the frigid air. After a quick breakfast, we began heading uphill into the darkness. For the next eight hours life was little more than listening to the ice crunch with each step as we ascended over 5,000 feet into the thinning air. Shortly after 9a.m. we were at 14,200 feet-on top of one of the highest peaks in the Cascade mountain range. Read more

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Why I became a Financial Advisor

Published by Cody Hildebrand

I have been playing basketball since I was the age of 5.  I enjoy being part of a team that is working together for the common goal; to win and get better each and every day. Read more

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How Emotional Decisions Can Ruin Your Investment Strategy

More money is left behind than lost during market declines. When an investor reacts emotionally to declines, they often pull money out of the market, derailing their investment strategy and leaving them much less exposed to equity markets. Often, these moves are made very near the bottom of the market and the investor leaves behind a substantial portion of return. Read more

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When Can You Retire?

Not surprisingly, one of the most common goals financial planners help their clients with is analyzing cash flow in retirement so they can live their lives comfortably without worrying about outliving their money. Cash inflow in retirement can come from many sources (Social Security, retirement plans, savings, annuities, pensions) so it’s important to consider how much and when to expect cash inflows. Read more

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Why Diversified Investments Are Crucial

Published by Tyler Schlumpf

There are two main types of risk involved in investing: systematic and unsystematic risk. The first, systematic risk, is the general market risk all investors take when they buy stocks and bonds. Unsystematic risk, however, comes in many different forms. Specific company, credit and liquidity risks are just a few. While systematic risk cannot be diversified away, unsystematic risk can through diversified investments. Read more

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What Makes Us Different Than the Major Wealth Management Firms

Several times over the past year, I’ve been asked how our firm is different from the largest wealth management firms. My experience in reviewing countless investment statements from these companies has led me to believe our major differentiator comes down to our relentless commitment to transparency.

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How Much Do I Need to Retire?

Most people plan to leave the workforce at some point in their life.  While some have a desire to maintain a sense of purpose by working well into their seventies, we more often find ourselves helping people plan for an earlier departure. Achieving financial freedom, or the ability to work because one wants to and not because one needs to, takes time and thoughtful retirement planning.  Read more

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It Takes A Team

Published by Mark Schlipman

It Takes a Team: Taking the long view in a short-sighted system
Recently, I spoke with a physician who was stunned that his colleagues did not have adequate money for retirement. Incredulously, he said to me, “You take a person who earns $400,000 per year and multiply that over 30 years, that is $12 million dollars of earnings. How can they not have saved enough?”

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